Live · Trusted by 12,400+ investors across Europe

Where capital meets real ambition

Fagura is a digital financial ecosystem connecting investors with freelancers and micro-entrepreneurs — fund real people, grow your work, build prosperity.

Portfolio Performance

€ 24,860.40

+8.6% this month

Funded

42 people

Active loans

18

This month

+€ 312.40

Live opportunity9 days left

Freelance Design Studio

Funding equipment & software subscriptions.

48% funded€ 8,000
A
M
V
K
+72
14.9% APR

Recent activity

Live

Loan funded

Local Coffee Business · €12,000

2m

Repayment received

+€184.20 · Auto-reinvested

14m

New investor joined

Andrei from Bucharest

1h
€17M+Intermediated
€2M+Paid to investors
3,200+Loans funded
12,400+Active investors
6.9%Min interest rate
98%Repayment rate
24/7Online applications
€17M+Intermediated
€2M+Paid to investors
3,200+Loans funded
12,400+Active investors
6.9%Min interest rate
98%Repayment rate
24/7Online applications

The Fagura Edge

Everything you need, in one ecosystem

From discovery to monthly returns — fully digital, transparent, built for real growth.

Auto-Invest

Set your strategy. Let your portfolio grow.

Define risk levels, sectors, and amounts — Fagura diversifies automatically across new opportunities as they go live.

Conservative

8–11%

Balanced

12–15%

Growth

16–19%

Risk Scoring

Transparent A–E scores on every opportunity

A
B
C
D
E

Repayment

98%

on-time rate

Mobile First

Manage everything from your phone

4.8★· 50k+ downloads

Community

Real people, real businesses

A
M
V
K
S
+12k

Fast Decisions

< 24h

average application review

Compliant

EU regulated framework

How It Works

Your journey on Fagura

Step 01·Sign up

Create your free account in minutes

Investors and borrowers join through a simple, fully digital onboarding — verified, secure, and KYC-compliant.

Step 02·Choose your path

Browse opportunities or apply for funding

Investors review verified loan listings with risk scores. Freelancers and micro-entrepreneurs submit a short online application.

Step 03·Match

Capital meets ambition

Loans get funded by a community of investors. Every contract is digital and transparent.

Step 04·Grow

Monthly repayments and returns

Investors receive monthly payments with interest. Borrowers grow their work, equipment, and revenue.

Built for Everyone

One ecosystem, three powerful experiences

Build a diversified portfolio backed by real people

  • Start from small amounts and diversify instantly
  • Track returns from one clean dashboard
  • Use Auto-Invest for hands-free portfolio growth
  • Reinvest or withdraw monthly returns
💼

Avg. annual return

12.6%

Live Opportunities

Investment opportunities open right now

Freelancer9 days left

Freelance Design Studio

Funding new design equipment and software subscriptions.

48% funded€8,000

Investors

76

Interest

14.9%

Micro-Business11 days left

Local Coffee Micro-Business

Expanding product stock and upgrading delivery operations.

63% funded€12,000

Investors

112

Interest

16.4%

Freelancer14 days left

Digital Marketing Freelancer

Scaling client acquisition and automation tools.

35% funded€6,500

Investors

54

Interest

13.8%

Retail8 days left

Small Clothing Retailer

Buying seasonal inventory and improving online sales.

57% funded€15,000

Investors

139

Interest

17.2%

Mobile App

Manage Everything From Your Phone

Track your portfolio, discover new opportunities, monitor repayments, apply for funding, and manage your financial activity from anywhere.

4.8★

App rating

50k+

Downloads

Good morning

Andrei

Total Portfolio

€ 24,860.40

+ €312.40 this month

Funding Opportunities

12 live

New

Borrower Application

Step 2/4

Fast

Monthly Returns

€ 312.40

Paid

Auto Invest

Active

On

Reviews

Trusted by Investors and Entrepreneurs

"Fagura helped me understand investment opportunities clearly and manage everything online."

A

Andrei M.

Investor

"The application was simple, fast, and useful for growing my freelance work."

M

Maria S.

Freelancer

"A strong digital platform for small businesses looking for flexible financing."

V

Victor T.

Micro-Entrepreneur

Help Center

Frequently asked questions

Fagura is a digital financial ecosystem that connects investors with freelancers and micro-entrepreneurs, helping people fund and grow real work and small businesses online.

Investors browse verified funding opportunities posted by freelancers and micro-entrepreneurs. They can invest manually or use Auto Invest to diversify automatically.

Freelancers, independent workers, and micro-entrepreneurs who want capital to grow their work, buy equipment, expand inventory, or improve operations.

Investors receive monthly repayments with interest. Returns can be withdrawn at any time or reinvested into new opportunities to compound growth.

All investing carries risk, including partial or full loss of invested funds. Fagura provides risk scores and transparent details so investors can make informed decisions and diversify.

Yes. The entire application, signing, and funding process is digital — fast online decisions, no paperwork, available 24/7.

From the Blog

Insights & ideas for modern finance

All articles →
Freelancers5 min read

How Digital Finance Helps Freelancers Grow

Read article
Insights7 min read

Why Micro-Entrepreneurs Need Better Access to Capital

Read article
Investing6 min read

How Investors Can Support Small Businesses and Earn Returns

Read article

Trusted partners across the financial ecosystem

Financial Partners
Startup Ecosystem
Impact Investors
SME Support
Technology Partners

Contact

Need Help Getting Started?

Our team is here to help you take your first step into the Fagura ecosystem — whether you want to invest or apply for funding.

✉️

Email

contact@fagura.tech

📞

Phone

+373 78 200 003

🕐

Working Hours

Monday – Friday, 9:00 – 18:00

🌐

Online Applications

Available 24/7

!

Risk disclosure: Investing involves risk, including partial or full loss of invested funds. Returns are not guaranteed. Please invest responsibly.